Q/A

Q. I am in need of an appraisal on a diamond ring for insurance. What information should I expect to see on an AGS appraisal?

A. The AGS appraisal should include a purpose for the appraisal (for example, insurance coverage), the appraisers information including tittle and experience, a complete description of the diamond and the ring, the date, the equipment and grading system used to evaluate the diamond and the method used to establish the value (for example, cost approach or market value). You also should expect a copy along with the original and it should be either a typewritten document or a computer printout. Handwritten reports are on longer considered professional.

The total value of any and all items included in the appraisal is then calculated. Then the document should be protected from alteration such as through the use of a seal.

Since each appraisal is an individual project, many different value factors may apply. The AGS certified Gemologist Appraiser is familiar with these and should discuss them with you prior to the report being generated and/or when you pick up the appraisal document.

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Q. With so many manufactured diamonds being very close to looking like real diamonds, how can I tell if the diamond I am about to buy is real?

A. With all the synthetics and imitations on the market today, it is more important than ever to shop with a reputable and knowledgeable jeweler. There is a lot of information available on the Internet, but it cannot replace the experience of looking someone in the eye and deciding whether or not you should trust their expertise or determine that he or she is not being entirely honest with you.

Man-made diamond can look like a natural diamond to the untrained person and in some cases, a professional Gemological laboratory is needed for identification. When you shop with us, you can be assured that you are doing business with jewelry professionals - a staff and store committed to ongoing Gemological training, customer service of the highest caliber and, above all, integrity.

Q. I have heard about enhanced diamonds, where some of the flaws are covered up. Is there a problem with these diamonds?

A. Diamond treatment include enhancing the apparent clarity and/or altering the color. In a fracture-filled diamond, the treatment is not stable and repeated cleaning with an ultrasonic may deteriorate or alter the filler. Other treatments that alter the color are usually permanent; however, some do require special care and ALL are value differently from their untreated counterparts.

As technology improves, we will be faced with more challenging identifications. All the more reason to find a credential member of the American Gem Society (a Certified Gemologist Appraiser) who is trained in the evaluation of diamonds and gemstones.

The American Gem Society is a trade association dedicated to proven ethics, knowledge and consumer protection within the jewelry industry. All members are held to the highest ethical standards in the industry and are rectified annually to maintain their AGS titles.

If you would like further information from a reliable source, I recommend you visit us at Hardie's Jewelry. We can tell you about synthetic diamonds, their identifying characteristics and their values in the market today.